Introduction
Revolut is a digital banking service that has taken the world by storm. The company offers several tiers of service, including the premium Revolut Metal. This tier offers a range of benefits and perks that are aimed at those who want more from their banking experience. In this article, we’ll take a deep dive into Revolut Metal, exploring its features, benefits, and drawbacks.
What is Revolut Metal?
Revolut Metal is the premium tier of the Revolut banking service. It offers a range of exclusive benefits and perks, including cashback on purchases, travel insurance, and airport lounge access. The service is designed for those who want a more comprehensive banking experience, with added features that enhance their everyday lives.
Features
Revolut Metal offers several features that are not available with the standard Revolut account. These include:
Exclusive Card Design
One of the most appealing aspects of Revolut Metal is the exclusive card design. The metal card is more durable than the standard plastic card, and it has a sleek, sophisticated look that sets it apart from other banking cards.
Cashback on Purchases
Revolut Metal offers cashback on purchases made with the Metal card. The amount of cashback varies depending on the merchant, but it can be as high as 1% of the purchase price. This can add up quickly, especially for those who use their Metal card for everyday purchases.
Travel Insurance
One of the most significant benefits of Revolut Metal is the included travel insurance. This insurance covers medical expenses, trip cancellations, and lost luggage, among other things. This can be a huge relief for those who travel frequently and want the added security of knowing they are protected.
Airport Lounge Access
Revolut Metal also offers airport lounge access to its members. This perk allows Metal customers to relax in luxury airport lounges while waiting for their flights. This can be a significant benefit for those who travel frequently and want to avoid the chaos of the airport terminal.
Benefits
Revolut Metal offers several benefits to its members, including:
Streamlined Banking
Revolut Metal offers a streamlined banking experience that is easy to use and navigate. The app is user-friendly, and it offers a range of features that make managing finances more convenient.
Security
Revolut Metal offers robust security features that protect users’ accounts and personal information. The app uses biometric authentication, such as facial recognition and fingerprint scanning, to ensure that only authorized users can access their accounts.
No Hidden Fees
Revolut Metal is transparent about its fees, and there are no hidden charges or surprises. Users can see exactly what they are paying for and can avoid unexpected fees.
24/7 Support
Revolut Metal offers 24/7 customer support to its members. This means that users can get help with any issues they may encounter, no matter what time it is.
Drawbacks
While Revolut Metal offers many benefits, there are some drawbacks to consider, including:
Monthly Fee
Revolut Metal has a monthly fee of $16.99. This fee may be prohibitive for some users, especially those who do not use the included benefits frequently enough to justify the cost.
Limited Cashback
While Revolut Metal does offer cashback on purchases, the amount is limited. Users can only receive cashback on a certain amount of purchases each month, so those who make a lot of purchases may not be able to take full advantage of this benefit.
Limited Lounge Access
Revolut Metal’s airport lounge access is limited to a certain number of visits per year. This may not be enough for those who travel frequently and want access to lounges more often.
Conclusion
Revolut Metal is a premium banking service that offers a range of benefits and perks to its members. While there are some drawbacks to consider, such as the monthly fee and limited benefits, the overall experience is streamlined, secure, and convenient. For those who want more from their banking service, Revolut Metal may be worth considering.
